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Harvard Motorcycle Insurance

Motorcycle Licenses in Harvard

^ Licenses will not be issued to any person under the age of 18 as an operator [Read More]

Affordable Motorcycle Insurance in Harvard, IL

^ Click here to compare Harvard Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Harvard

^ Illinois does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Harvard, IL

Harvard, IL Motorcycle Insurance

Harvard, IL Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Harvard


  • Minimum Liability Limits in Harvard, IL: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Harvard [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.

Harvard Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Harvard

Mandatory motorcycle insurance coverage for riders in the state of Harvard, IL.

  • Motorcycle Insurance Requirements in Harvard [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Motorcycle Helmet Laws in Harvard

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Harvard, IL

Motorcycle License Regulations in Harvard, IL [3]

Detailed information about Harvard laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Harvard
  • Motorcycle License Laws in Harvard
    • Licenses will not be issued to any person under the age of 18 as an operator of a motorcycle unless the person has completed a motorcycle training course approved by IDOT and the required Secretary of State's motorcycle driver's examination.
    • A 12-month instruction permit for a motor-driven cycle or motorcycle may be issued to a person 18 years of age or more, which entitles the holder to drive upon the highways during daylight under the direct supervision of a licensed motor-driven cycle operator or motorcycle operator with the same or greater classification, who is 21 years of age or older and who has at least 1 year of driving experience.
    • An instruction permit for a Class M license may be issued to an applicant under age 18 only after successful completion of an approved driver education course and documentation of enrollment in an Illinois Department of Transportation (IDOT) Motorcycle Rider Education course.

Motorcycle Equipment Laws in Harvard, IL [3]

Various regulations and laws in Harvard regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Harvard
    • Illinois does not have a motorcycle helmet law.
    • Every driver and passenger must be protected by glasses, goggles, or a transparent shield.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests for such passenger.
    • No person shall operate any motorcycle with handlebars higher than the height of the shoulders of the operator when seated on the motorcycle.
    • Motorcycles and motor-driven cycles need not be equipped with electric turn signals.

Rider & Driver Facts in Harvard, IL

Rider & Driver Facts in Harvard, IL

Harvard Accident Reporting Regulations

  • Accident Reporting in Harvard [3]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1,500, or $500 if any vehicle involved in the crash is uninsured.
    • The deadline to file a report with the Department of Transportation is 10 days.

Harvard Highway Facts

  • Speed Limits in Harvard [2]
    • Rural interstates: 65 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IL [4]
    • Illinois ranked 7th in the U.S. in 2011 in total motor fuel consumption.

Harvard Motorcycle Registrations

  • Registered Riders in IL [5]
    • In 2012, Illinois totaled 364,655 motorcycles registrations.
    • This number ranks 5th in the United States by state (including Washington, D.C.).
    • Note: IL ranked 4th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Illinois

About Harvard

The city of Harvard (Illinois) has an approximate population of 9,447 and is located in McHenry County. [6]

IL Motorcycle Insurance

Harvard, IL Motorcycle Insurance

To learn more about about Motorcycle Insurance in Harvard, or for additional resources related to Harvard Motorcycle Insurance, visit the Illinois Department of Insurance.

Did you know?

The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.

Additional Cities in IL

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Illinois DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)