Cerro Gordo Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Cerro Gordo

• Minimum Liability Limits in Cerro Gordo, IL: 20/40/15 ^[2]
• • 20  Required coverage up to $20,000 for one individual injured in an accident
  • 40  Required coverage up to $40,000 for all persons injured in an accident
  • 15  Required coverage up to $15,000 for property damage in an accident

• Insurer Verification of Insurance in Cerro Gordo ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurer must verify financial responsibility or insurance after an accident or arrest.
  • Insurer must verify randomly selected insurance policies upon request.

Cerro Gordo Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Cerro Gordo, IL.

• Motorcycle Insurance Requirements in Cerro Gordo ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Uninsured motorist coverage

Motorcycle Helmet Laws in Cerro Gordo

• • No law in place. ^[3]

Motorcycle License Regulations in Cerro Gordo, IL ^[3]

Detailed information about Cerro Gordo laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in Cerro Gordo
• • Licenses will not be issued to any person under the age of 18 as an operator of a motorcycle unless the person has completed a motorcycle training course approved by IDOT and the required Secretary of State's motorcycle driver's examination.
  • A 12-month instruction permit for a motor-driven cycle or motorcycle may be issued to a person 18 years of age or more, which entitles the holder to drive upon the highways during daylight under the direct supervision of a licensed motor-driven cycle operator or motorcycle operator with the same or greater classification, who is 21 years of age or older and who has at least 1 year of driving experience.
  • An instruction permit for a Class M license may be issued to an applicant under age 18 only after successful completion of an approved driver education course and documentation of enrollment in an Illinois Department of Transportation (IDOT) Motorcycle Rider Education course.

Motorcycle Equipment Laws in Cerro Gordo, IL ^[3]

Various regulations and laws in Cerro Gordo regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in Cerro Gordo
• • Illinois does not have a motorcycle helmet law.
  • Every driver and passenger must be protected by glasses, goggles, or a transparent shield.
  • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests for such passenger.
  • No person shall operate any motorcycle with handlebars higher than the height of the shoulders of the operator when seated on the motorcycle.
  • Motorcycles and motor-driven cycles need not be equipped with electric turn signals.