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Comprehensive Local Motorcycle Insurance Guide

Fort Myers Motorcycle Insurance

Motorcycle Licenses in Fort Myers

^ The examination for a motorcycle license endorsement tests the applicant's knowledge of the operation of a [Read More]

Affordable Motorcycle Insurance in Fort Myers, FL

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Motorcycle Laws in Fort Myers

^ A person may not operate or ride upon a motorcycle unless the person is properly wearing protective headgear unless the [Read More]

Motorcycle Insurance Providers in Fort Myers, FL

Fort Myers, FL Motorcycle Insurance

Fort Myers, FL Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Fort Myers


  • Minimum Liability Limits in Fort Myers, FL: 10/20/10 [2]
    • 10  Required coverage up to $10,000 for one individual injured in an accident
    • 20  Required coverage up to $20,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

  • Insurer Verification of Insurance in Fort Myers [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Fort Myers Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Fort Myers

Mandatory motorcycle insurance coverage for riders in the state of Fort Myers, FL.

  • Motorcycle Insurance Requirements in Fort Myers [2]
    • Property damage liability coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Fort Myers

    • Motorcycle helmets required for 20 and younger. [3]

Motorcycle Insurance Laws & Regulations in Fort Myers, FL

Motorcycle License Regulations in Fort Myers, FL [3]

Detailed information about Fort Myers laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Fort Myers
  • Motorcycle License Laws in Fort Myers
    • The examination for a motorcycle license endorsement tests the applicant's knowledge of the operation of a motorcycle and of any traffic laws specifically relating to motorcycles.
    • Examination also includes an actual demonstration of the applicant's ability to exercise ordinary and reasonable control in the operation of a motorcycle.
    • Every 1st-time applicant for licensure to operate a motorcycle who is under 21 years of age must provide proof of completion of a motorcycle safety course.

Motorcycle Equipment Laws in Fort Myers, FL [3]

Various regulations and laws in Fort Myers regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Fort Myers
    • A person may not operate or ride upon a motorcycle unless the person is properly wearing protective headgear unless the operator is 21 years of age or older and is covered by an insurance policy providing at least $10,000 in medical benefits for injuries incurred as a result of a crash while operating or riding on a motorcycle.
    • A person may not operate a motorcycle unless the person is wearing an eye-protective device over his or her eyes of a type approved by the DMV.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, shall be equipped with footrests for such passenger.
    • No person shall operate any motorcycle with handlebars that are higher than the top of the shoulders of the person operating the motorcycle.
    • Any person who operates a motorcycle on the public streets shall, while so engaged, have the headlight or headlights of the motorcycle turned on.

Rider & Driver Facts in Fort Myers, FL

Rider & Driver Facts in Fort Myers, FL

Fort Myers Accident Reporting Regulations

  • Accident Reporting in Fort Myers [3]
    • Crashes are required to be reported as soon as possible in cases of death or injury.
    • Crashes are required to be reported as soon as possible in cases when property damage exceeds $500.

Fort Myers Highway Facts

  • Speed Limits in Fort Myers [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in FL [4]
    • Florida ranked 3rd in the U.S. in 2011 in total motor fuel consumption.

Fort Myers Motorcycle Registrations

  • Registered Riders in FL [5]
    • In 2012, Florida totaled 619,152 motorcycles registrations.
    • This number ranks 2nd in the United States by state (including Washington, D.C.).
    • Note: FL ranked 3rd in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Florida

About Fort Myers

The city of Fort Myers (Florida) has an approximate population of 62,298 and is located in Lee County. [6]

FL Motorcycle Insurance

Fort Myers, FL Motorcycle Insurance

To learn more about about Motorcycle Insurance in Fort Myers, or for additional resources related to Fort Myers Motorcycle Insurance, visit the Florida Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in FL

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Florida DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)