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Comprehensive Local Motorcycle Insurance Guide

Louisville Motorcycle Insurance

Motorcycle Licenses in Louisville

^ Any operator of a motorized bicycle shall possess a valid Driver's license. [Read More]

Affordable Motorcycle Insurance in Louisville, CO

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Motorcycle Laws in Louisville

^ Riders under 18 and passengers under 18 must wear safety helmets. [Read More]

Motorcycle Insurance Providers in Louisville, CO

Louisville, CO Motorcycle Insurance

Louisville, CO Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Louisville


  • Minimum Liability Limits in Louisville, CO: 25/50/15 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Louisville [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Louisville Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Louisville

Mandatory motorcycle insurance coverage for riders in the state of Louisville, CO.

  • Motorcycle Insurance Requirements in Louisville [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Louisville

    • Motorcycle helmets required for 17 and younger and passengers 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Louisville, CO

Motorcycle License Regulations in Louisville, CO [3]

Detailed information about Louisville laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Louisville
  • Motorcycle License Laws in Louisville
    • Any operator of a motorized bicycle shall possess a valid Driver's license.
    • To be a legal motorcycle rider in Colorado, you must have the proper endorsement on your driver's license. The general motorcycle endorsement 'M' qualifies you to ride a 2- or 3-wheel motorcycle.
    • CDOT administers a program called MOST: Motorcycle Operator Safety Training. Riders who pass a MOST class can simply take their completion card to a state driver's license office to get an endorsement with no further testing needed.

Motorcycle Equipment Laws in Louisville, CO [3]

Various regulations and laws in Louisville regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Louisville
    • Riders under 18 and passengers under 18 must wear safety helmets.
    • Any driver or passenger on a motorcycle or motor-driven cycle on any public highway shall wear goggles or eyeglasses with lenses made of safety glass or plastic.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, shall be equipped with footrests for such passengers.
    • Every motorized bicycle shall be equipped with a lamp on the front, which shall emit a white light visible from a distance of at least 500 feet from the front, and a red reflector in the rear.
    • There is no passenger age restriction in Colorado.

Rider & Driver Facts in Louisville, CO

Rider & Driver Facts in Louisville, CO

Louisville Accident Reporting Regulations

  • Accident Reporting in Louisville [3]
    • An accident report is required in any crash resulting in death, injury, or any property damage.
    • The report must be filed within 10 days.

Louisville Highway Facts

  • Speed Limits in Louisville [2]
    • Rural interstates: 75 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in CO [4]
    • Colorado ranked 26th in the U.S. in 2011 in total motor fuel consumption.

Louisville Motorcycle Registrations

  • Registered Riders in CO [5]
    • In 2012, Colorado totaled 183,881 motorcycles registrations.
    • This number ranks 17th in the United States by state (including Washington, D.C.).
    • Note: CO ranked 22nd in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Colorado

About Louisville

The city of Louisville (Colorado) has an approximate population of 18,376 and is located in Boulder County. [6]

CO Motorcycle Insurance

Louisville, CO Motorcycle Insurance

To learn more about about Motorcycle Insurance in Louisville, or for additional resources related to Louisville Motorcycle Insurance, visit the Colorado Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Additional Cities in CO

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Colorado DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)