Motorcycle Insurance Providers in La Fayette, AL
La Fayette, AL Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in La Fayette
- Minimum Liability Limits in La Fayette, AL: 25/50/25 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in La Fayette [2]
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- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
La Fayette Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of La Fayette, AL.
- Motorcycle Insurance Requirements in La Fayette [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in La Fayette
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in La Fayette, AL
Motorcycle License Regulations in La Fayette, AL [3]
Detailed information about La Fayette laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in La Fayette
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- A driver's license issued pursuant to state law suffices to operate a motor-driven cycle.
- A person 14 years of age or older may obtain an operator's license for motor-driven cycle and must register with the Director of Public Safety.
Motorcycle Equipment Laws in La Fayette, AL [3]
Various regulations and laws in La Fayette regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in La Fayette
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- Protective headgear and shoes required for motorcycle operators and passengers.
- Eye protection is not required for riders in Alabama.
- Motorcycle carrying passengers, except in sidecar or enclosed cab, shall have footrests for passenger.
- No person shall operate any motorcycle with handlebars more than 15 inches in height above that portion of the seat occupied by the operator.
- There is no passenger age restriction in Alabama.
Rider & Driver Facts in La Fayette, AL
La Fayette Accident Reporting Regulations
- Accident Reporting in La Fayette [3]
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- Crashes are required to be reported in incidents of death, injury, or when property damage exceeds $250.
- The deadline to file a (safety responsibility) report is 30 days.
La Fayette Highway Facts
- Speed Limits in La Fayette [2]
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- Rural interstates: 70 mph
- Urban interstates: 65 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in AL [4]
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- Alabama ranked 17th in the U.S. in 2011 in total motor fuel consumption.
La Fayette Motorcycle Registrations
- Registered Riders in AL [5]
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- In 2012, Alabama totaled 132,465 motorcycles registrations.
- This number ranks 23rd in the United States by state (including Washington, D.C.).
- Note: AL ranked 21st in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Alabama
About La Fayette
The city of La Fayette (Alabama) has an approximate population of 3,003 and is located in Chambers County. [6]
La Fayette, AL Motorcycle Insurance
To learn more about about Motorcycle Insurance in La Fayette, or for additional resources related to La Fayette Motorcycle Insurance, visit the Alabama Department of Insurance.
Did you know?
The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Alabama DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
