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Comprehensive Local Motorcycle Insurance Guide

Gainesville Motorcycle Insurance

Motorcycle Licenses in Gainesville

^ A driver's license issued pursuant to state law suffices to operate a motor-driven cycle. [Read More]

Affordable Motorcycle Insurance in Gainesville, AL

^ Click here to compare Gainesville Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Gainesville

^ Protective headgear and shoes required for motorcycle operators and passengers. [Read More]

Motorcycle Insurance Providers in Gainesville, AL

Gainesville, AL Motorcycle Insurance

Gainesville, AL Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Gainesville


  • Minimum Liability Limits in Gainesville, AL: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Gainesville [2]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Gainesville Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Gainesville

Mandatory motorcycle insurance coverage for riders in the state of Gainesville, AL.

  • Motorcycle Insurance Requirements in Gainesville [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Gainesville

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Gainesville, AL

Motorcycle License Regulations in Gainesville, AL [3]

Detailed information about Gainesville laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Gainesville
  • Motorcycle License Laws in Gainesville
    • A driver's license issued pursuant to state law suffices to operate a motor-driven cycle.
    • A person 14 years of age or older may obtain an operator's license for motor-driven cycle and must register with the Director of Public Safety.

Motorcycle Equipment Laws in Gainesville, AL [3]

Various regulations and laws in Gainesville regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Gainesville
    • Protective headgear and shoes required for motorcycle operators and passengers.
    • Eye protection is not required for riders in Alabama.
    • Motorcycle carrying passengers, except in sidecar or enclosed cab, shall have footrests for passenger.
    • No person shall operate any motorcycle with handlebars more than 15 inches in height above that portion of the seat occupied by the operator.
    • There is no passenger age restriction in Alabama.

Rider & Driver Facts in Gainesville, AL

Rider & Driver Facts in Gainesville, AL

Gainesville Accident Reporting Regulations

  • Accident Reporting in Gainesville [3]
    • Crashes are required to be reported in incidents of death, injury, or when property damage exceeds $250.
    • The deadline to file a (safety responsibility) report is 30 days.

Gainesville Highway Facts

  • Speed Limits in Gainesville [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in AL [4]
    • Alabama ranked 17th in the U.S. in 2011 in total motor fuel consumption.

Gainesville Motorcycle Registrations

  • Registered Riders in AL [5]
    • In 2012, Alabama totaled 132,465 motorcycles registrations.
    • This number ranks 23rd in the United States by state (including Washington, D.C.).
    • Note: AL ranked 21st in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Alabama

About Gainesville

The town of Gainesville (Alabama) has an approximate population of 208 and is located in Sumter County. [6]

AL Motorcycle Insurance

Gainesville, AL Motorcycle Insurance

To learn more about about Motorcycle Insurance in Gainesville, or for additional resources related to Gainesville Motorcycle Insurance, visit the Alabama Department of Insurance.

Did you know?

Currently, there is no motorcycle helmet use law in two states (Illinois and Iowa).

Additional Cities in AL

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Alabama DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)